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Learn more about Klarna

Pay now

Pay directly when placing your order. No credit card number, no extra passwords, no worries.

pay later

Only pay for what you like. Review your order first and then decide what you want to keep.

Pay in installments

Pay your orders in installments and at your own pace. You decide how much you want to pay monthly.

General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10


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Lab Grown Diamond Engagement Rings FAQs

Absolutely! Lab grown engagement rings are the perfect fit if you're looking for an affordable alternative to natural diamonds. Identical in their chemical DNA and hardness rating, the only difference from a lab grown engagement ring to a natural diamond engagement ring is their origin. As it says in the name, lab grown diamonds are created in a laboratory, where as natural diamonds are mined from deep within the earth's mantle.

If you're searching for an alternative option to a traditional natural diamond, one of our lab grown engagement rings could be the perfect option. With the exact same chemical form as a natural diamond, the only difference with a lab grown engagement ring and a diamond engagement ring is their origin. They're identical to the naked eye, with only specialist jewellers able to tell the difference between them.

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When wondering how much you should spend on a lab grown engagement ring, the choice is completely yours. Whether you want to consider your costs a little more or you're looking to splurge, the beauty of going for a lab grown engagement ring is the cost is already lower in comparison to a natural diamond. One of the biggest benefits as to why people opt for a lab grown diamond is that it'll cost considerably less - which means they can spend what they would of potentially spent on a higher carat or clarity stone. What you spend is totally up to you, and here at Diamonds Factory you can customise your lab grown engagement ring down to the last detail so it matches up with your price range.

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