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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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What Are the Different Types of Engagement Ring Settings?

21st September 2022

by Semrah

There’s a lot to think about when it comes to choosing an engagement ring setting. From your loved one’s personal style and taste to the amount of activity they do while wearing their ring. There are also a variety of engagement ring settings to choose from. So, let’s uncover what the different types of engagement ring settings are to help you make the best decision.

What is an Engagement Ring Setting?

First of all, if you’re wondering what an engagement ring setting actually is, we’re here to clear it up for you. An engagement ring setting is a crucial element of an engagement ring as it refers to how the gemstones are set or mounted into the band. This can not only. completely change the look and style of your ring, but it also helps keep your diamond or other gemstones securely in place. The right setting will be able to highlight the beauty of the stone in the best way possible.

Below, we’ve featured some of the most popular engagement ring settings to choose from:

1. Pronged Setting Engagement Ring

A pronged setting engagement ring is one of the most common styles that hold a single diamond in place with a thin piece of metal clasped around each corner. It is one of the most delicate and elegant setting styles and is ideal for those looking for a classic solitaire engagement ring.

2. Bezel Setting Engagement Ring

A bezel setting ring is where the metal circles and encases the entire diamond in order to keep it in place. This type of setting is considered one of the most secure setting types and is a great choice for those who are particularly accident-prone.

3. Pavé Setting Engagement Ring

Pavé ring settings are more commonly seen on eternity rings but make beautiful engagement rings too. This setting features a row of diamonds set tightly next to one another. This setting is a good choice for those who like glitz and glamour and like to go against tradition.

4. Bar Setting Engagement Ring

Similar to the pavé style, a bar setting however features raised metal between each diamond – making the engagement rings that use this setting more affordable as smaller stones can be used to create the same effect.

5. Tension Setting Engagement Ring

The metal in a tension setting engagement ring is used to keep the stone in place, with the pressure gripping it. It’s an uncommon setting type, so one best reserved for those who like more unusual jewellery styles.

6. Illusion Setting Engagement Ring

This setting cleverly takes smaller diamonds – usually, princess-cut diamonds – and sets them next to each other to make it look like there is actually just one large diamond there. It’s great for those on a lower budget who want a ring with wow factor.

Ring Settings Based on your Partner’s Lifestyle

The type of ring you choose should also depend on your partner’s lifestyle. For example, someone with an active lifestyle who may work a lot with their hands will need a ring setting to suit their lifestyle and can withstand a lot of wear and tear, like a bezel setting. On the other hand, someone who might have a less than active lifestyle, such as an office worker, will be able to have a more elaborate ring setting style without fear of damaging it.

Here are the engagement ring styles we’d recommend according to your partner’s lifestyle:

Ring Settings for Sedentary Lifestyles

If your loved one doesn’t necessarily lead an active lifestyle or work with their hands, then you have a great deal of flexibility when it comes to choosing the perfect ring for them. You may wish to consider their hobbies. Do they enjoy cooking or gardening? Are they accident prone? Assuming that they are none of the above, you may wish to choose an elaborate vintage-inspired design, a larger centre diamond that is set high for maximum sparkle or a delicate side stone ring.

Some of our favourites: 

Engagement rings

Ring Settings for Fairly Active Lifestyles

If your loved one is fairly active, maybe they go to the gym or have hobbies that require them to work with their hands, then you may wish to opt for a classic style that is low maintenance. Simpler styles are easier to keep clean (more detailing can trap dirt!) and are usually less prone to damage. Opt for a solitaire, low set halo or a contemporary trilogy ring, for a style that is equally impressive as it is easy to maintain.

Some of our favourites:

Engagement rings

Ring Settings for Very Active Lifestyles

If your significant other leads a very active lifestyle, perhaps they are an avid traveller, exercise daily or they are just extremely accident-prone, then you may be concerned about their engagement ring getting lost or damaged. Whilst we would always advise you to get your jewellery insured in case it gets lost or stolen, we think that selecting a ring design to suit their on-the-go lifestyle is the first step to ensure it withstands everyday wear and tear.

Some of our favourites:

Engagement rings

Ring Settings for Those with Allergies

Did you know that platinum is a hypoallergenic metal? Choosing platinum for your loved one’s engagement ring not only provides a durable and timeless finish, but it is also a great choice for those with sensitive skin.

Platina Engagement Ring

Finding the perfect engagement ring can be a bit daunting at first. You will, of course, want to impress your loved one with their dream ring. Don’t worry if the ring they are wishing for doesn’t match their lifestyle - it just means they will need to remember to take it off and store it safely before participating in activities.

We always recommend learning how to look after your diamond jewellery properly to ensure it keeps its sparkle and stands the test of time. Take a look at our diamond jewellery and engagement ring care guide to find out more.

We understand that choosing the perfect engagement ring can feel overwhelming. Learn everything you need to know, such as how to choose the best diamond for your budget, in our complete engagement ring guide.

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