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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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Unit 22Q,
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The Ultimate Guide To Buying Black Diamonds

28th March 2017

by Kannan

Rare, glamorous but also a little unusual; black diamonds are now regularly sought after when choosing the perfect engagement or eternity ring. Perhaps we should thank fashionista Carrie Bradshaw - Sarah Jessica Parker’s character in hit TV show Sex and the City - for the resurgence in popularity for black diamonds, after Mr Big presented her with a stunning engagement ring featuring a five-carat black diamond. 

These unique stones are a true talking point for any piece of jewellery and the kind of embellishment that makes an impression. They also complement any choice of gold colour, whether you opt for an on-trend rose shade or classic white. 

Are black diamonds naturally formed? 
Black diamonds can be found naturally but are very rare, therefore the more affordable options on the market are a product of enhancement via irradiation – a treatment that uses radiation to change the colour of a diamond. This treatment forces the stone’s colour to darken and to the naked eye it appears to be black. 

A natural black diamond is simply a white diamond that gets its colour from the vast amount of inclusions that are spread throughout the stone. These are the imperfections most people purchasing diamonds attempt to avoid! 

There is speculation around the origin of black diamonds and how they are created, with some geologists suggesting they are actually from meteorites hitting the Earth. Others confirm they derive from a similar process to regular diamonds, created from high pressure conditions within the Earth. Natural black diamonds are usually found in South America, Brazil, Australia and Central Africa. 

What to look for in a black diamond 
A reflective, mirror-like quality is important when considering a black diamond, with no chips or imperfections on the surface of the stone. A black diamond should also be polished and its colour evenly distributed throughout the stone. However, because they are so heavily included (featuring lots of flaws) they can be difficult to cut and when placing them in settings jewellers must be very careful. 

Due to their limited availability, natural black diamonds are usually more expensive than their original white counterparts, which is why enhanced black diamonds are generally featured more in jewellery. An enhanced black diamond may appear to be a very dark grey in certain lighting and some can even appear dark green. However, they still look just as incredible and are much more affordable, perfect for everything from a ring to a necklace pendant. 

Bear in mind that a one carat black diamond will usually be smaller than a one carat white diamond. 

How to care for a black diamond 
Due to the amount of fractures and flaws within a black diamond they are actually more vulnerable to cracking and damage. Therefore, you should never place a piece of jewellery featuring black diamonds in an ultrasonic cleaner or a steamer to clean it. Instead, a soft clean toothbrush and warm water is best to get dirt and grime out from under the diamond and the prongs it is set in.  

Are you looking for black diamond jewellery? Then don’t hesitate to browse our stunning range of enhanced black diamond ringsearrings and pendants here on the site. 

Other Good Reads

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