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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.ie

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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Top 8 Types of Settings for Diamond Rings

15th October 2020

by Semrah

diamond ring settings


From engagement rings and wedding bands to diamond eternity rings that make unforgettable gifts, choosing the perfect diamond ring can feel a little daunting. There is a whole range of beautiful diamond rings to choose from in a range of metal types and styles. To make the search a little easier, in this article, we discuss our top 8 types of settings for diamond rings. 


1. Prong settings


A prong setting is one of the most popular setting styles for diamond rings - in particular engagement rings. This setting style consists of several metal prongs that claw or grip the diamond tightly and secure it in place. 


The most common prong settings feature four or six prongs and, prongs can be round, pointed, flat or v-shaped. A ring with a smaller number of prongs allows more light to hit the diamond and therefore creates the most sparkle. However, settings with a higher number of prongs tend to be more secure.


2. Pavé settings

Pavé settings are a popular choice for diamond engagement rings. The word pavé is taken from the French word “to pave”. This setting style looks like it is paved with diamonds - as the name suggests. Every tiny diamond is closely set together with almost invisible metal beads or prongs. This setting style is known for its continuous sparkle and elegant finish.



3. Bezel settings


A bezel setting is when the diamond (or stone) is encircled entirely with metal. This setting type is one of the most secure, therefore making it ideal for those with an active lifestyle due to its durability. Also, due to the lack of prongs, this style is easy to clean and maintain. The metal rim gives this setting a beautiful, modern appearance that is favoured by many. 



4. Halo settings


halo engagement ring

A halo setting consists of a centre diamond that is surrounded by a “halo” of intricate diamonds. This beautiful setting style is perfect if you are searching for an impressive engagement ring, as the halo gives the illusion of a larger diamond. Therefore, a halo setting can be a great way to save money on an engagement ring. 

Halo styles are also perfect for gemstones. Often coloured gemstones feature a halo of beautiful diamonds for contrast.



5. Channel settings


Not to be confused with pavé settings, channel settings are where diamonds are set in place between vertical metal rows in the band, creating the appearance of one continuous row of diamonds. Unlike pavé-set diamonds, diamonds in a channel setting do not require prongs and sit flush to the band.


This setting is a popular choice for diamond wedding bands and other styles that require no centre diamond. 



6. Cathedral settings

cathedral setting

Cathedral settings are timeless and elegant in style. This setting looks similar to the arches in a cathedral and is a popular choice for engagement rings. In this style, diamonds can be set in a number of ways such as prongs or bezel, but it is the arches that ultimately frames the stone. As this setting style generally allows the diamond to be set higher, it can make it appear larger and more impressive.



7. Split shank settings


A split shank setting is perfect if you are looking for a unique engagement ring style. It is where the shank splits into two, creating an open section on the band, as it meets the diamond. If you wish to draw a lot of attention to your chosen centre stone, a split shank setting is a great choice.



8. Cluster settings

diamond cluster ring

A cluster setting is where a design is created by setting a “cluster” of smaller diamonds together, giving the illusion of one large diamond. A cluster setting tends to be more affordable than other styles as clusters of tiny diamonds will be cheaper than a single diamond of comparable weight. 



Discover our entire range of diamond rings or learn more about diamonds in our diamond education guide. Head to our ring size guide to request your free ring sizer and for tips on how to find your size.


Other Good Reads

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