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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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6 Types of Precious Stones for Engagement Rings

1st September 2020

by Kundan

gemstone engagement rings

Without a doubt, diamonds are the most popular precious stones for engagement rings, but did you know there are many more to choose from?

From beautiful coloured gemstones, marvellous yellow diamonds and unique black diamonds, there are plenty of precious stones to adorn your engagement ring. Each one is unique in its own way and offers a different finish. In this article, we discuss 6 types of precious stones for engagement rings. 

1. Diamonds - Diamond engagement rings

diamond engagement ring

It is no secret that diamonds are the most popular stone for engagement rings. They are formed when carbon is exposed to high pressure, and heat under the Earth’s mantle. This process takes millions, if not billions, of years to complete. The amount of time it takes for diamonds to form is just one of the things that makes them so special.

Diamond engagement rings are ideal for proposing to your loved one as diamonds represent faithfulness, purity and commitment.

2. Sapphires - Sapphire engagement rings 

sapphire engagement ring

Sapphire engagement rings have long been associated with royalty and have become increasingly popular for proposals. This is possibly due to the fact Prince William proposed to Kate Middleton with his mother’s sapphire and diamond engagement ring. 

Sapphires are gemstones of the mineral corundum. Corundum is clear, but it is the trace elements that determine its colour. In this instance, blue sapphires get their colour from the presence of titanium or iron. Sapphires do, however, come in a variety of colours such as pink, yellow and purple. 

3. Yellow diamonds - Yellow diamond engagement rings

yellow diamond engagement ring

Yellow diamonds can be discovered all over the world such as Central Africa, Australia, Brazil and Congo. Yellow diamonds are rarer than clear diamonds. They get their yellow colour,  during the process in which they are formed, from the presence of nitrogen molecules. These molecules absorb blue light which, in turn, enable the diamond to reflect as yellow.

Yellow diamond engagement rings are truly special. They symbolise the beginning or the continuation of a lifetime of love, making them a great choice for a proposal to your loved one.

4. Rubies - Ruby engagement rings

ruby engagement ring

Did you know that sapphires and rubies are made of the same mineral - corundum? It is the presence of chromium that gives rubies their signature red colour. All other colours of gem-quality corundum are known as ‘fancy sapphires’ such as pink sapphires, purple sapphires, orange sapphires and green sapphires.

Rubies are the birthstone for those born in July and are known as the ‘stone of love’. They are thought to symbolise passion, power and energy. For this reason, ruby engagement rings are a great alternative to a diamond if you are looking to propose. 

5. Black diamonds - Black diamond engagement rings

black diamond engagement ring

Black diamonds are mystical and unique in appearance. Although they may not be the first precious stone to consider when you are searching for an engagement ring, they are a great choice if your loved one is a fan of alternative styles. 

If you are searching for a black diamond engagement ring, platinum or white gold metal tends to be favoured to provide a striking contrast between the stone and the setting. Black diamonds also look beautiful when paired alongside clear diamonds. They are thought to represent ‘unchanging love’ making them ideal for a proposal.

6. Emeralds - Emerald engagement rings

emerald engagement ring

Emeralds have a beautiful green hue that is favoured among many. They are formed when beryllium, aluminium, silicon, and oxygen combine in hydrothermal veins (veins filled with hot water) within the earth. They are often found in metamorphic rock, volcanic deposits or cracks in areas of granite.

An emerald engagement ring is a great choice if you are searching for a unique piece to propose with. Emeralds are sometimes referred to as the ‘stone of successful love’ and have long been thought to possess spiritual power and healing properties.

Discover our range of gemstone engagement rings online or head to our engagement ring cost report 2020

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