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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

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Mrs, Ms and Miss – What’s the difference?

31st July 2023

by Amey

Planning a wedding is both beautiful and stressful but knowing certain things can make the process less tricky and more enjoyable. One of those is how to address your female guests on our wedding invitations. Should you use Miss or Ms? Or should it be Mrs? To make this step easier - and avoid any offences - we wrote this useful guide:

What does ‘Miss’ mean?

This title originated in the 17th Century as a contraction of the word Mistress and should be used when you are referring to an unmarried or young woman. Miss can be attached to a name or it can be used by itself as a term of address. If a man has already proposed to a woman with an engagement ring, they will still be referred to as 'Miss' until they are officially married.

For example: ‘Excuse me, Miss.’ or ‘Miss Lucy Peters is the new Head of Commerce’
It can also be used as a way to describe something that a woman represents like ‘Miss Universe’.
If you are referring to multiple unmarried or young women, you can use the plural ‘Misses’.

What does ‘Mrs’ mean?

If a woman is already wearing her wedding ring it is common to refer to her as 'Mrs'. This title originated in the 17th Century, is fully reserved for married or widowed women. It used to be common to include their husband’s first and last name instead of their own after 'Mrs' when addressing a married woman, however, this practice is less frequent nowadays. An example of this practice would be: “To Mrs Robert McAllister”

If you were addressing several married women, the plural would be ‘Mmes’ and ‘Mesdames’.

What does ‘Ms’ mean?

This title is a saviour for when we don’t know the woman’s marital status. Ms originated in the 20th Century and it was very popular from the 1950s onwards, especially during the women’s movement of 1970s since Ms was a fair equivalent of ‘Mister’, a title of respect that doesn’t denote if a man is married or not.

So, wondering when to use Miss and when to use Ms? It’s as simple as what the woman prefers. As Miss is usually used for young women, some adult woman would prefer the title Ms instead of Miss. Also, if you don’t know their marital status, always choose Ms since it will save you from experiencing an awkward moment when you meet their partner.

Mss., Mses, and Mmes are the plurals for Ms.

How to pronounce Miss, Mrs and Ms?

Now that you know when to use each of them, it is important that you know how to pronounce them properly:

Mrs: it is pronounced as /ˈmɪsᵻz/)

Ms: it is pronounced as /’miz/, /məz/, or /məs/

Miss: it is pronounced as /’mis

When to use Miss, Mrs and Ms

Miss: You should use ‘Miss’ when addressing girls and young, unmarried women. Ms: You should use ‘Ms’ when unsure of a woman’s marital status or if she is unmarried and prefers to be addressed with a marital-status neutral title. Mrs: You should use Mrs when addressing a married woman.

A prefix cheat sheet:

When to use...
Married Unmarried Unknown Younger Older
Miss * *
Mrs *
Ms * * * *

While it is common to use titles when addressing people it is important to use them correctly to avoid offending someone. Read this guide thoroughly before writing your wedding invitations and be as appropriate and formal as you wish!

Shop our range of wedding rings or check out how to clean your rings safely at home

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