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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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Can eternity rings be used as engagement rings?

1st July 2022

by Semrah

Eternity rings are beautiful rings to give your significant other as an alternative to a traditional engagement ring. If you’re considering giving your partner something a little more unique for your proposal, here is everything you need to know about eternity band engagement rings.

What is an eternity ring?

Eternity rings, also known as eternity bands, feature a row of same-size diamonds or other gems that go all the way around the ring. Unlike traditional engagement rings, eternity rings don’t have a focal point such as a centre stone. This unbroken ring of gems symbolises eternal love and commitment, which makes them a popular choice to give to your significant other on weddings or for big milestones and anniversaries.

Can you give eternity rings instead of engagement rings?

Yes! There’s no hard and fast rule that says that an engagement ring has to have an obvious centre stone. Due to their versatility meaning many different things, eternity bands are being given as engagement rings more and more often. One thing to consider if you’re thinking of buying your beloved an eternity ring is to ensure that the wedding band works well with it. Because of this, consider purchasing an eternity engagement ring set to make sure the set flows well together.

How to choose the perfect ring

Usually, diamond engagement rings are given during proposals. However, personal taste plays a huge role and the most important feature of an engagement ring is that the wearer actually likes it and will want to wear it. Therefore, if your other-half prefers eternity rings over other types, isn’t a fan of diamonds, or likes jewellery that is a little more unique, perhaps this is the exact type of ring to consider for your engagement. Having your significant other in mind when deciding what type of ring to buy is always the best course of action rather than opting for whatever is traditional.

How to wear an eternity ring

While eternity rings aren’t strictly defined to one hand or another, if you’re giving an eternity ring as an engagement ring, they would traditionally be worn on the ring finger on the left hand.

Tradition also dictates that once you are married, you should wear your wedding ring first so that it is closer to your heart while the engagement ring is worn second so if you’ve proposed with an eternity ring, treat it the same as you would any other engagement ring. However, some people choose to wear one on each hand or on multiple fingers. To help make the set more comfortable or practical.

For more information on how to wear engagement rings, wedding bands, and eternity rings together, read our guide on How to Wear Engagement, Wedding, and Eternity Rings.

Are there any limitations to choosing eternity rings instead of engagement rings?

While eternity rings make excellent alternatives to traditional engagement rings, there are some limitations to keep in mind.

Firstly, you’ll find that you’ll have fewer options when it comes to the shape and cut of the stones. This might be a turn-off if your partner has a specific cut of diamond that they like, however you will still find gorgeous options featuring circle, princess, pear, marquis, and baguette-cut diamonds.

Additionally, you will find a range of different types of eternity rings to choose from depending on what your partner prefers. Chosen between full eternity, half eternity and three-quarter eternity depending on their preferences.

Are eternity rings not for you? No problem. Diamonds Factory has a huge range of engagement rings to choose from including cluster and three-stone rings if your partner loves some sparkle. We also have an excellent guide on How to Wear Engagement Rings to help you make your decision and help you decide how to to pair the engagement ring with the wedding band.

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