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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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5 Beautiful Diamond & Sapphire Engagement Ring Designs

2nd September 2020

by Kundan

best diamond and sapphire engagement rings

Sapphires have long been linked to the rich, royal and famous. How can we forget Kate Middleton’s sapphire and diamond halo engagement ring that was given to her by Prince William? This beautiful blue precious gemstone is often paired with diamonds for engagement rings

Gemstone engagement rings have become increasingly popular in recent years with those looking for something a little different. Read on to discover our top 5 beautiful diamond and sapphire engagement rings.

The meaning behind sapphire engagement rings

Sapphire engagement rings represent honesty, trust and loyalty, which are three of the most important points in a committed relationship. Their deep meaning and symbolism are just a few reasons why sapphires are the most loved gemstone after diamonds and are perfect for engagement rings.

1. Sapphire & diamond halo engagement ring

diamond and sapphire halo ring

Notably the most popular sapphire and diamond engagement ring style, a halo design consists of sapphire at the centre surrounded by a ‘halo’ of diamonds. Sapphire and diamond halo engagement rings have long been favoured by royalty for their elegant finish. There are plenty of halo styles to choose from, such as split shank engagement rings or halo rings with side stones.

2. Sapphire & diamond three stone engagement ring

Sapphire and diamond three stone engagement rings are perfect for a proposal. The three stones are thought to symbolise the past, present and future within a romantic relationship. There's a range of sapphire and diamond three stone engagement rings to choose from, such as sleek, modern styles, or vintage styles that feature three halos combined in one ring.

3. Sapphire & diamond vintage engagement ring

diamond and sapphire vintage ring

Sapphire and diamond vintage engagement rings are also a popular choice for those who love antiques or vintage style jewellery. Typically vintage style rings are elaborate and feature a combination of sapphires and diamonds, milgrain detailing and unique settings. So if you are searching for an engagement ring that is as unique as your love a sapphire and diamond vintage engagement ring could be perfect for your proposal.

4. Sapphire & diamond cluster engagement ring

Cluster rings are a more affordable way to invest in some sparkle. This is because lots of smaller diamonds and gemstones are cheaper than a single stone of comparable carat weight. Sapphire and diamond cluster engagement rings are a great choice if you want a beautiful engagement ring for less. Plus, with so many styles to choose from you will be spoilt for choice.

5. Sapphire & diamond side stone engagement ring

sapphire and diamond side stone ring

Side stone engagement rings have become increasingly popular in recent years. Sapphire and diamond side stone rings typically feature a single sapphire at the centre and a band adorned with diamonds. The remarkable contrast between the two stones in this way creates a beautiful, modern finish. For a super glamorous engagement ring, a halo design with side stones may be the one for you.

If you are feeling inspired, discover our entire collection of engagement rings, alternatively head to our other article - 6 types of precious stones for engagement rings.

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