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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

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The Anatomy of a Ring: Parts & Designs

2nd February 2021

by Kannan

anatomy of a ring

Are you searching for an engagement ring or a statement ring for yourself? It is a good idea to learn about the anatomy of a ring when looking to buy one. Once you know your shank from your gallery, it will help you make a better decision when choosing a ring style. In this article, we discuss the anatomy of a ring, its parts and designs.


The shank of a ring, otherwise known as the band, is a technical term for the metal part that encircles the finger. It is made from metal such as white gold, rose gold, yellow gold or platinum. Typically it begins and ends where it meets the centre diamond or gemstone. 

If a ring requires resizing, it will be adjusted from the bottom of the shank. According to the size required, a piece of metal will be added or removed from the bottom to make it the correct size. 


The ring gallery is the underside of a ring beneath the centre stone. Often, a gallery is added beneath the design to maintain the structure and provide optimum comfort. The gallery can also be a beautiful design itself, with additional diamonds or elaborate patterns created from metal.

parts of a ring


The head of a ring is the part which holds the gemstone or diamond in place at the centre top point. A pronged head is the most popular, and consists of little claws of metal used to secure the stone. Solitaire engagement rings tend to have four to six prongs, with six prongs being the most secure. Additionally, you can find bezel, half-bezel and channel heads. A bezel head is where metal encircles the entire stone. Although this is the most secure style, it isn’t so popular as it obscures most of the stone. 

Not all diamond rings have a head as some styles incorporate the diamond or gemstone directly into the setting without the need for a separate part.


A cathedral setting is a ring style that features arches of metal from the top of the shank to the head. It is referred to as a cathedral, as it has an open space between the shank and the head. There are many styles of cathedral rings from sleek and modern to intricate and vintage. Cathedral style rings are a popular choice for engagement rings as they highlight the centre stone and give an elegant finish.

parts of a halo ring

Side stones

Side stones on a ring refer to any smaller stones, such as diamonds or gemstones, that are not the centre stone. Often side stones are placed next to the centre stone and along the shank. Side stone engagement rings have become a popular choice for proposals in recent years with people choosing more sparkle than ever before.


A halo ring is where a 'halo' of intricate diamonds encircles the centre stone. The addition of diamonds around the centre stone creates tonnes of sparkle and can make the centre diamond appear much larger. For these reasons, halo engagement rings are a popular choice today.

Enjoyed this article? Head to our other article to find out the meaning of each finger for wearing rings.

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